Loan Amounts: Choose How Much to Borrow, from $200 to $5,000
Pick a common amount or enter your own. See how repayment and costs usually change as the amount goes up, so you can borrow what you need and nothing more.
Tilt App is a loan-matching service, not a lender. Submitting a request doesn't guarantee an offer.
Popular loan amounts
Each guide explains what that amount is often used for, how it's usually repaid and what to compare.
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$500 loan
Around $200 to $500
Smaller, urgent costs
A bill due before payday or a small repair.
See $500 loans -
$1,000 loan
Around $600 to $1,500
One unexpected bill
A car repair, a medical bill or a deposit.
See $1,000 loans -
$2,000 loan
Around $1,600 to $2,500
Larger emergency costs
When one problem turns into several bills.
See $2,000 loans -
$3,000 loan
Around $2,600 to $3,500
Repairs and bigger needs
A major car or home repair.
See $3,000 loans -
$5,000 loan
Around $3,600 to $5,000
Higher-cost expenses
Larger repairs or several expenses together.
See $5,000 loans
How loan options change by amount
A general guide. Actual offers depend on the lender, your state and your credit profile.
| Amount | Typical uses | Repayment | What to watch | Guide |
|---|---|---|---|---|
| Up to $500 | Smaller urgent bills | Shorter terms | APRs can be high on small loans | $500 loans |
| $550 to $1,500 | One unexpected expense | Fixed installments | Fees deducted from the loan | $1,000 loans |
| $1,550 to $2,500 | Several bills or a bigger repair | Longer installments | How the term changes the total | $2,000 loans |
| $2,550 to $3,500 | Major repairs | Longer installments | State rules on terms and rates | $3,000 loans |
| $3,550 to $5,000 | Larger or combined costs | The longest terms in our range | Whether the payment fits your budget | $5,000 loans |
APR range: 5.99%–35.99%. See rates and terms.
How to choose how much to borrow
Four quick steps to avoid borrowing too little or too much.
Add up the real cost
Get the bill or a written quote so you know the exact amount.
Subtract what you can cover
Savings or a payment plan with the provider can reduce what you need to borrow.
Check the payment
Make sure the monthly payment fits your budget for the whole term.
Compare the total
Look at the APR and the total you'll repay, not just the payment. How to compare offers.
Need only a few hundred dollars? A payment plan, a cash advance app or an assistance program may cost less than a loan.
Compare alternativesLoan amount questions
More answers in the help center.
What's the smallest and largest amount I can request?
You can request any amount from $200 to $5,000 through Tilt App.
Can I request an amount that isn't listed?
Yes. Type any amount from $200 to $5,000 into the request form, or use the slider.
Will a lender offer me the full amount I request?
Not always. A lender may offer a different amount based on your situation, and you decide whether to accept it.
Does a bigger loan mean a higher APR?
Not necessarily. APRs depend on the lender, your credit profile, the term and your state. Smaller loans can carry higher APRs because fees and interest are spread over less money. Learn how APR works.
Do loan amounts vary by state?
Yes. Some states have rules for certain loan sizes, and not every lender serves every state. See state availability.